Our Privacy Policy

The terms you, we, I and us are defined here:

"You" means the purchaser that has provided the information upon purchase.

"We, I and us" means the company (author) of the pdf-ebook.

"Merchant processor" means the company processing your debit/credit with your financial institution as provided.

We have created this privacy statement in order to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with this web site. We hold the privacy of your personal information in the highest regard. The following discloses our information gathering and dissemination practices for this website.

We recognize the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site. This policy will be continuously assessed against new technologies, business practices and our customers' needs.

What Information Do We Collect?

When you visit this web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as you and others browse our Web site.

1. Personal Information You Choose to Provide to facilitate the transaction

Purchase Information

When you purchase any of our pdf e-books, you will provide us with very limited information about yourself. This information stays "in house" only and goes nowhere else, except to the author. Your personal information does not go anywhere beyond that, and your information is never shared with any other party, and you do not go on any kind of list. Your privacy is very important to us!

Credit Card or debit card transactions

If you choose to purchase our pdf e-book, you may need to give personal information and authorization to obtain information for credit/debit charges. We do not collect or store your credit/debit card numbers or any other information. Your charge is handled through a very secure merchant processing service (Stripe, Square or Paypal), which only provides us with your name and the last four digits of your card number for accounting purposes only, as well as your email address. To process the charge through our secure merchant, you may need to provide the following information:

Email Information

If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.

2. Web Site Use Information

We do not utilize "cookies" other than strictly necessary functioning cookies.

Many commercial Web sites utilizes a standard technology called "cookies" (see explanation below, "What Are Cookies?") and web server log files to collect information about how our Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our Web site, and the Web sites visited just before and just after our Web site.

3. "Cookies"

What Are Cookies?

A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a Web site, that site's computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each Web site can send its own cookie to your browser if your browser's preferences allow it, but (to protect your privacy) your browser only permits a Web site to access the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are usually set to accept cookies. However, if you would prefer not to receive cookies, you may alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of our site will not function as effectively when viewed by the users. Cookiecannot retrieve any other data from your hard drive or pass on computer viruses.

IP Addresses

IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our merchant processor, only to detect and prevent fraudulent activity.

Sharing and Selling Information

We do not share, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with anyone.

What About Other Web Sites Linked to Our Web Site?

Any "clickable" link (known as a hyperlink) within the content of the pdf e-book that you purchase links to our secure payment or to pages linked on this website, and nowhere else. We may provide useful links for you.

When you use a link to go from our Website to another web site, our Privacy Policy is no longer in effect. Your browsing and interaction on any other web site, is subject to that Web site's own rules and policies. Please read over those rules and policies before proceeding, including their "cookie policy".

Your Consent

By using our website you consent to our collection and use of your limited personal information as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time with or without notice.

Our Commitment To Data Security:

Please note that your information will be stored and processed on our secure server in the United States. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

Choice/Opt-In/Opt-Out

Other than the offer to sign up for law changes notification via email, there will be no unsolicited emails, except in the unlikely event of an updated version of this pdf e-book.

However, you have the choice to be notified via email law changes. We do not use an opt-in/opt-out for any other services, as we provide no further services other than providing you the option to purchase the pdf-ebook.

A Special Note About Children

Children are not eligible to purchase this pdf e-book. This is strictly prohibited and we do not knowingly market any material to children. It is your sole responsibility to ensure that you are 18 or over prior to purchasing this product.

Acquisition or Changes in Ownership

In the event that the web site (or a substantial portion of its assets) is acquired, your information would be considered part of those assets, and may be part of those assets that are transferred.

Policy Modifications

We may change this Privacy Policy from time to time. If/when changes are made to this privacy policy, this would effect future purchases only, and not a purchase which has already been posted.